KRUNGSRI LEASING

Fees & Interest Rate Information

Interest rate, penalty and service fee	Hire Purchase	Leasing
1. Effective interest rate	MRR + 4% Per Year Interest rate
2. Penalty	Effective Interest Rate stipulated under Lease/Hire-Purchase Agreement, plus an additional 3.00% per annum, calculated on the principal amount of the overdue installment(s).
Government agency fees and expenses
1. Hire purchase stamp duty	0.1 % of hire-purchase amount +VAT (including down payment)	_
2. Machinery / Vehicle registration fee	Actual cost as specified by the Department of Industrial Work / Department of Land Transport
3. Machinery / Vehicle transfer of ownership service fee
Service fee charged by external outsource
1. Machinery / Vehicle registration service fee	Actual cost as informed by the external outsource
2. Machinery / Vehicle transfer of ownership service fee	Expense for Machinery registration
3. Service fee (if any)	Charge on case by case basis
Other expense
1. Returned cheque fee	200 Baht / cheque / time
2. Fee for cheque collection out of province (Cheque returned)	0.1% of the cheque value

1. ADLC reserved the right to change interest rate, penalty, service fee and other expenses without prior notice

2. Fees and other service fees exclude VAT (if any)

3. Government agency fees and expenses are subject to the Government agency’s announcement

4. Fees, other service fees and other expenses (if any) other than the abovementioned will be charged on actual basis

5. Interest rate MRR is subject to BAY’s notification